title liability

Commercial Equine Liability

This insurance is designed for horse-related operations, including boarding, breeding, training and racing facilities; horse shoes; sales; and riding instruction from rented or owned premises.


Commercial Equine Liability insurance helps protect your business and reputation.

It is important to buy commercial general liability insurance that is expressly designed to insure these activities as the standard homeowner's insurance policy excludes coverage for business pursuits. Accepting money in exchange for riding lessons, horse boarding, etc., can qualify as a business activity or business pursuit.

Coverage highlights
* Commercial General Liability coverage applies on and off premises and in
   the U.S., Canada, and Territories
* Liability limits of $300,000 to $1 million are available
* General Liability Aggregate limits are 2 times the liability per occurrence limit
* Provides Bodily Injury and Property Damage limits
* Fire Legal liability coverage up to $50,000 is available
* Medical payments up to $5,000
* Personal and Advertising Injury liability can be included
* Products/Completed Operations included
* No liability deductible
* Defense costs are paid in excess of the policy limits

Please contact our office to discuss you Commercial General Liability needs and to obtain a quote.